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The Carr Report: Here’s the 4-1-1 for the 1-4-4 rule for money management!

 411 is the telephone number for directory information. We informally use the numeric expression 411 as a synonym for information or knowledge. I was recently...

The Carr Report:   What comes first: Saving, investing, paying off debt, or creating some wiggle room in your budget?

Financial stability is a goal that many people strive for, but the path to achieving it can be filled with uncertainty. When it comes...

The Carr Report: Put your thinking cap on, Joe College

Congratulations are in order for this year’s high school graduating class. Graduation from high school is a milestone in everyone’s life.  This completes your...

The Carr Report: Stop doing things that set you back financially! Bad money habits you need to break

I shared a meme on Facebook. The caption read, “I finally found the person who’s been spending all of my money.” The image was...

The Carr Report: Understanding how to complete Form W-4 Employee Withholding Certificate

A W-4 form, or “Employee’s Withhold­ing Certificate,” is an IRS tax document that employees fill out and submit to their employers. Employers use the...

The Carr Report: Choosing your life mate…The most important decision you’ll ever make!

Investing in yourself is the best in­vestment you’ll ever make. When you focus on becoming the best version of yourself, you’ll strive to continual­ly...

The Carr Report: Understanding car insurance

Female motorist involved in car accident calling insurance company. Adobe Stock Photo Life comes at you fast! On the week of this writing, I was...

The Carr Report: Money Psychology

Personal finance is more personal than it is math. In fact, personal finance is 80 percent personal and 20 percent finance. In other words,...

The Carr Report: The IRS can’t touch this income!

As I was thinking of a title for this article, MC Hammer’s “U Can’t Touch This” song started playing in my head. So I...

Low-cost, high-quality public transportation will serve the public better than free rides

by Nicholas Dagen Bloom, Hunter College Public transit systems face daunting challenges across the U.S., from pandemic ridership losses to traffic congestion, fare evasion and...

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