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The Carr Report: Here’s the 4-1-1 for the 1-4-4 rule for money management!

 411 is the telephone number for directory information. We informally use the numeric expression 411 as a synonym for information or knowledge. I was recently...

The Carr Report:   What comes first: Saving, investing, paying off debt, or creating some wiggle room in your budget?

Financial stability is a goal that many people strive for, but the path to achieving it can be filled with uncertainty. When it comes...

The Carr Report: Put your thinking cap on, Joe College

Congratulations are in order for this year’s high school graduating class. Graduation from high school is a milestone in everyone’s life.  This completes your...

The Carr Report: Stop doing things that set you back financially! Bad money habits you need to break

I shared a meme on Facebook. The caption read, “I finally found the person who’s been spending all of my money.” The image was...

The Carr Report: Understanding how to complete Form W-4 Employee Withholding Certificate

A W-4 form, or “Employee’s Withhold­ing Certificate,” is an IRS tax document that employees fill out and submit to their employers. Employers use the...

The Carr Report: Choosing your life mate…The most important decision you’ll ever make!

Investing in yourself is the best in­vestment you’ll ever make. When you focus on becoming the best version of yourself, you’ll strive to continual­ly...

The Carr Report: Understanding car insurance

Female motorist involved in car accident calling insurance company. Adobe Stock Photo Life comes at you fast! On the week of this writing, I was...

The Carr Report: Money Psychology

Personal finance is more personal than it is math. In fact, personal finance is 80 percent personal and 20 percent finance. In other words,...

The Carr Report: The IRS can’t touch this income!

As I was thinking of a title for this article, MC Hammer’s “U Can’t Touch This” song started playing in my head. So I...

The Carr Report: Black, single mom with $400,000 in her employer sponsored retirement plan!!

I recently received an inbox message from a tax client and soon-to-be financial planning client of mine: “Gm! You’re my finance guy, so I...

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